American Property Casualty Insurance Association


Property and casualty insurance impacts the lives of Virginians every day, from making the Old Dominion’s roadways safer to reducing the cost of doing business. APCIA members can read more about the issues that face our industry in Virginia below, and learn how your participation in advocacy efforts can make a difference.

Distracted Driving

Distracted driving, such as texting while driving, is dangerous. Although some restrictions were put in place in 2019, more needs to be done to save lives on the road.

Bad Faith

The General Assembly is considering SB 27, which would create a new "bad faith" action against an insurer. As with previous bad faith bills, this could lead to increased litigation and higher insurance costs, hurting our policyholders.