American Property Casualty Insurance Association


From making California’s roadways safer for drivers and pedestrians to addressing the effects of devastating wildfires, there are countless issues impacting property and casualty insurance companies and our consumers in the Golden State. Learn more about these issues and how they affect APCIA members and how you can lend your voice to our advocacy efforts when needed.

Distracted Driving

Distracted driving, such as texting while driving, is dangerous. Although texting while driving is illegal in California, the law needs to be strengthened.


California was particularly hard-hit during the 2018 wildfire season. Although California isn’t alone in facing destructive wildfires, it has experienced eight of the ten most costly wildfires in the U.S.

Affinity Groups

The California Department of Insurance (CDI) is proposing regulations that could eliminate these group insurance discounts that millions of Californians count on every month.