American Property Casualty Insurance Association

Business Interruption


California lawmakers could consider legislation that would mandate retroactive business interruption coverage for COVID-19 losses.

Mandating retroactive business interruption coverage could disrupt the insurance marketplace by mandating coverage for losses that insurers did not agree to cover and for which they never collected premiums and policyholders did not pay.

APCIA will continue to urge California lawmakers to find real solutions to assist California’s businesses—not undermine our economic recovery by retroactively rewriting insurance contracts. Click Here for more information about business interruption proposals.