Policy Updates

The following newsletters provide a brief overview of ongoing legislative discussions. However, it is important to note that this publication may not include all bills being considered and monitored. We urge you to thoroughly review each bill to determine its potential impact and identify any actions needed to comply with state laws and regulations.

Newsletters

Consumer Goods

Guaranteed Asset Protection

Vehicle Service Contracts & Ancillary Products

Credit Insurance

Notice of Effective Dates

*More information on the bill and its impact can be found in the appropriate newsletter.

Consumer and Home Goods

  • Delaware SB 125: Automatic renewal – September 21, 2023
  • Connecticut HB 5314: Automatic Renewal – October 1, 2023
  • Montana HB 668: Service Contracts – October 1, 2023
  • Connecticut SB 1058: Consumer Protection, Robocalls – October 1, 2023
  • Nevada SB 436: Network Adequacy – October 1, 2023
  • New Hampshire SB 31: Service Contracts – October 1, 2023
  • Oklahoma SB 593: Automobile Franchise Laws – November 1, 2023
  • Georgia HB 528: Online Automatic Renewal Transparency – January 1, 2024
  • Illinois SB 328: Service Contract Automatic Renewal – January 1, 2024
  • Kentucky SB 30: Automatic Renewals – January 1, 2024
  • Tennessee HB 136/SB 1449: Automatic Renewal Exemptions – January 1, 2024
  • California SB 793: Privacy Notice & Personal Information – January 1, 2024
  • California SB 814: Household Goods and Services – January 1, 2024
  • California SB 244: Express Warranties Act, Right to Repair Act – January 1, 2024
  • Colorado HB 1134: Home Warranty Service Contracts – July 1, 2024
  • Illinois SB 1440: Consumer Fraud-Mail Disclosure – January 1, 2024
  • Indiana SB 005: Consumer Data Protection – January 1, 2026

Guaranteed Asset Protection Effective Dates

  • Missouri SB 398: Motor Vehicles – August 28, 2023
  • Texas HB 2746: Debt Cancellation Agreements – September 1, 2023
  • North Carolina SB356/HB447: Motor Vehicle Dealer Laws – September 1, 2023
  • Connecticut SB 1033: Revisions to Banking Statutes – October 1, 2023
  • Connecticut SB 1058: Consumer Protection, Robocalls – October 1, 2023
  • Montana HB 668: Service Contracts – October 1, 2023
  • Oklahoma SB 593: Automobile Franchise Laws – November 1, 2023
  • California AB 1756: GAP Refund Calculation – January 1, 2024
  • Colorado HB 1181: Guaranteed Asset Protection Agreements – January 1, 2024
  • California SB 793: Privacy Notice & Personal Information – January 1, 2024
  • California AB 473: Motor Vehicle Manufacturers, Distributors, and Dealers – January 1, 2024
  • Illinois SB 1440: Consumer Fraud-Mail Disclosure – January 1, 2024
  • Indiana SB 005: Consumer Data Protection – January 1, 2026

VEHICLE SERVICE CONTRACTS & ANCILLARY PRODUCTS

  • North Carolina SB356/HB447: Motor Vehicle Dealer Laws – September 1, 2023
  • Delaware SB 125: Automatic renewal – September 21, 2023
  • Connecticut HB 5314: Automatic Renewal – October 1, 2023
  • Connecticut HB 6796: Catalytic Converters – October 1, 2023
  • Montana HB 668: Service Contracts – October 1, 2023
  • Connecticut SB 1058: Consumer Protection, Robocalls – October 1, 2023
  • Connecticut SB 1033: Revisions to Banking Statutes – October 1, 2023
  • Nevada SB 436: Network Adequacy – October 1, 2023
  • New Hampshire SB 31: Service Contracts – October 1, 2023
  • Oklahoma SB 593: Automobile Franchise Laws – November 1, 2023
  • Georgia HB 528: Online Automatic Renewal Transparency – January 1, 2024
  • Illinois SB 328: Service Contract Automatic Renewal – January 1, 2024
  • Kentucky SB 30: Automatic Renewals – January 1, 2024
  • Tennessee HB 136/SB 1449: Automatic Renewal Exemptions – January 1, 2024
  • California AB 1519: Catalytic Converters – January 1, 2024
  • California SB 55: Catalytic Converters – January 1, 2024
  • California SB 793: Privacy Notice & Personal Information – January 1, 2024
  • California AB 473: Motor Vehicle Manufacturers, Distributors, and Dealers – January 1, 2024
  • California AB 1140: Fingerprint Requirements for VSC applicants – January 1, 2024
  • California SB 244: Express Warranties Act, Right to Repair Act – January 1, 2024
  • Illinois SB 1440: Consumer Fraud-Mail Disclosure – January 1, 2024
  • Indiana SB 005: Consumer Data Protection – January 1, 2026

CREDIT INSURANCE

  • Colorado HB 1229: Amending Terms Consumer Lending Laws – June 5, 2023; July 1, 2024; January 1, 2024
  • Florida HB 793: Lender Placed Insurance Model Act – July 1, 2023
  • Missouri SB 101/HB 655: Model Act – August 28, 2023
  • California SB 33: Commercial Financing, Disclosures – January 1, 2024
  • California SB 666: Min. Small Business & Commercial Financing Transactions – January 1, 2024
  • South Carolina: Annual Prima Facie Approved Rates – January 1, 2024
  • Wisconsin Prima Facie Premium Rates – January 1, 2024
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