Inflation and other factors have caused auto insurance premiums to rise. The cost of parts and labor for repairs has increased significantly, and the advancing sophistication of technology in cars has also led to more expensive repairs. Other factors leading to premium increases include a higher number of car thefts, dangerous driving behaviors, and a persistently high traffic fatality rate. APCIA partners with key stakeholders to support and promote auto and road safety, including both better infrastructure and safer driving, helping to protect drivers and pedestrians while keeping insurance costs stable.
Because safety tops the list of factors impacting automobile insurance rates, APCIA works with policymakers, member companies, and consumers to promote driver safety and enact highway safety laws that protect motorists and pedestrians.
In addition to supporting critical safety priorities, APCIA also strives to address other factors that drive up auto insurance costs, including hostile auto repair initiatives, predatory towing practices, auto salvage tilting processes, legal system abuse, and more. By proactively addressing these and other factors head on, APCIA’s advocacy efforts work to ensure rates remain stable and affordable for consumers nationwide.