American Property Casualty Insurance Association

Help STOP Harmful Auto Insurance Legislation in New Jersey

The New Jersey Legislature is currently considering A-1657 and S-111, which could have a widespread, negative impact on more than half of all consumers across the stateā€”to the tune of nearly $400 a year.

If passed, this legislation would prohibit the use of education, occupation, credit, marital status, homeownership status, and employment status as rating factors for insurance pricing, removing the ability of insurers to provide premiums based on actual risk for many policyholders. Removing the ability of New Jersey insurers to identify lower-risk policyholders will limit consumer choice and eliminate an important tool that has benefitted consumers for decades.

Join industry leaders and your fellow agents in speaking out against this misguided legislation and tell your legislators to focus on passing real solutions that help make insurance more affordable and equitable.

Review and send a letter to your legislators today!