American Property Casualty Insurance Association


To have a vibrant, effective insurance marketplace, policyholders and insurers need a legal system that is both fair and efficient. Unfortunately, plaintiff lawyers, judges and politicians are taking more and more steps to redefine fairness—often after the fact—resulting in litigation that is becoming increasingly expensive and inefficient.

Litigation Reform

Georgia’s toxic legal climate is hurting Georgia consumers, families, and local businesses. The increased volume of litigation and inflated jury awards are costing Georgia households and businesses more than $3,600 per year in tort costs, according to the U.S. Chamber of Commerce. Without legislative action, these costs will continue to drive up expenses for all Georgians.